(Seriously, if you read through this, let us know. We’ll be impressed.)

Disclosures

Capital Services Incorporated and its subsidiaries do not provide legal or tax advice. Compliance, regulatory and related content is for general informational purposes and is not guaranteed to be accurate or complete. You should consult an attorney or tax professional regarding the application or potential implications of laws, regulations or policies to your specific circumstances.

Website Privacy Policy

Capital Services Incorporated (CSI) is committed to respecting the privacy rights of our customers, visitors and other users of this website. We created this Website Privacy Policy to demonstrate our commitment to fair information practices and the protection of privacy. Our information practices for this website are described below. This Website Privacy Policy applies to all of our websites, including any websites owned, operated or sponsored by any of our subsidiaries or affiliates. However, we may add to, or supersede, certain provisions of the following terms and conditions with other provisions located in other parts of our websites. You should review this Website Privacy Policy regularly, as it may change at any time at our sole discretion. CSI may, and reserves the right to, modify, add or remove portions of this Website Privacy Policy at any time by updating this Web page. Please check back to this area of the website to look for changes in this Website Privacy Policy. If any change to this Website Privacy Policy is unacceptable to you, your only recourse is to terminate your use of the website.

Scope of Website Privacy Policy

This Website Privacy Policy only addresses the use and disclosure by CSI of information CSI collects from you through this website. However, this website may contain links to other sites, and we may engage third-party suppliers or service providers, each of which may adhere to its own privacy practices and policies. CSI does not control the content or privacy policies of such third-party websites or the privacy policies of such third parties. CSI accepts no responsibility or liability for privacy or other issues related to the collection or use of your information by such other sites or third parties.

Security

This website has security measures in place to prevent the loss, misuse and alteration of the information that we obtain from you, but we make no assurances about our ability to prevent any such loss, misuse or alteration to you or to any third party arising out of any such loss, misuse or alteration. While there is no such thing as perfect security on the Internet, we will take reasonable steps to ensure the safety of your information. When the circumstances require, we use encryption technology (data scrambling) and authentication tools to protect information you may provide through our website. In addition, our employees are instructed that such information is to be used only in accordance with the principles of this Website Privacy Policy, or other information security policies and procedures we may adopt from time to time, and the laws applicable to each specific business. Employees who misuse customer information are subject to disciplinary action.

However, CSI may not use encryption on certain portions of our website. When you are on any website that asks you for personal and confidential information (your Social Security number or a bank or credit card account number, for example), you should check to see if the information being transmitted is encrypted in order to increase the security of your information. If you need to send confidential information and are concerned about the security of a website, then you should consider sending it via another secure connection or method.

Information We Collect

When you come to the CSI website, our servers automatically recognize and log your current Internet Protocol (IP) address (usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using and the type of browser software used. In addition, we may keep track of what portions of the website you are visiting. We aggregate this information to help us create a better experience for users of our website. For example, we may upgrade those parts of the website that are heavily visited or optimize the website to work more efficiently with certain operating systems. In addition, we may use anonymous IP addresses to help diagnose problems with our servers, to administer our website or to display the content according to your preferences. No personal information about you is revealed in this process. The website may also gather anonymous traffic data that does not personally identify you.

When you visit the CSI website, you are anonymous, unless you chose to identify yourself to us. In operating the website, we may include registration, online surveys and other online forms that ask users to provide their names, email addresses, or other contact or personal information.

You are not required to provide us with personal information to use our website, unless expressly stated. For example, certain features may require you to submit some personal information in order for those features to function as designed. Such information might include, without limitation, name, address, email address and phone number. Certain parts of our website may require you to provide identifying information and use individual passwords in order to access personal information.

Use and Sharing of Information

If you do choose to provide us with personal information through this website, we keep such information secure, consistent with this Website Privacy Policy, and treat this information as confidential. We do not sell, rent or exchange any of the personal information collected on our website. We will not share your personal information with any third party without your consent, except as necessary to provide you the services offered by us or to comply with law.

Cookies and Web Beacons

From time to time we may use the standard cookie feature of major browser applications that allows us to store a small piece of data on your computer about your visit to our website. Cookies help us learn which areas of our site are useful and which areas need improvement. A cookie is a small piece of information that a website sends to your computer, which is stored in a file on your hard drive. The next time you visit our website, we may use the information stored in your cookie file to facilitate your use of our website. For example, we may use your cookie file to store a password so that you do not have to input it every time you move to a different section of a password-protected portion of our website. A cookie does not tell us your individual identity unless you have chosen to provide it to us. We do not set any personally identifiable information in cookies. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it. You can always choose whether to accept cookies by changing the settings on your browser. However, if you choose to disable this function, your experience at our website may be diminished, and some features may not work as they were intended.
A Web beacon is a tiny graphical image that is typically found on a Web page. Somewhat like a cookie, a Web beacon can tell us information such as what kind of browser is being used and what time of day this page was accessed. Some Web beacons can include information such as your IP address. Some technologies will notify you of the presence of Web beacons, but browsers typically do not notify you of them.

Minors

CSI makes no active effort to collect personal information from children under the age of 18. Children who do wish to submit information to CSI should have permission from their parent or legal guardian.

Social Media and Other Areas Beyond Our Control

You may also find additional information on our products and services through our social media sites, such as Facebook and LinkedIn. Please keep in mind that any information you share is visible to all participants on these social media sites, and you should never post any sensitive personal information. Similarly, if such websites contain any interactive forums, such as message boards or chat rooms, please remember that any information that is disclosed in these areas becomes public information. You should exercise caution when deciding to disclose your personal information.

Additional Rights

Applicable laws may give you additional rights that are not described in this Website Privacy Policy.